Privacy Policy
Your privacy on niwunited.com
This website is administered by The CFS Group (CFS). CFS provides services and support to implement certain financial and estate planning strategies.
We want you to feel secure when visiting our website. We share your concern and are committed to maintaining your privacy when doing so. The following provides an overview of how we protect your privacy during your visit.
YOUR USE OF THECFSGROUP.COM IS CONTINGENT UPON ACCEPTANCE OF THIS PRIVACY POLICY AND ALL OF THE TERMS IN IT.
What information do we gather?
Information on thecfsgroup.com is gathered in two ways: (1) indirectly (for example, through our website’s technology); and (2) directly (for example, when you provide information on various
pages of thecfsgroup.com).
One example of information we collect indirectly is through our Internet access logs. When you access thecfsgroup.com, your Internet (IP) address is automatically collected and is placed in our Internet
access logs. We use IP addresses to analyze trends, administer the website, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
We collect information directly from you in a number of ways, some of which we describe in this Privacy Policy. One way is through the use of cookies. Cookies are small pieces of data that are transferred to your computer’s
hard drive through your web browser from our web server for example, indicating how you entered our website, how you navigated through the website, and what information was of interest to you. A cookie cannot read data from
your hard disk or read cookie files that may have been created from other websites, and usage of a cookie is in no way linked to any personally identifiable information while on our website.
In accessing this service,
no client, advisory, fiduciary or professional relationship is implicated or established and neither The CFS Group nor any other person is, in connection with this website, engaged in rendering auditing, accounting, tax,
legal, advisory, consulting or other professional services or advice.
You can choose whether to accept cookies by changing the settings of your browser. Typically, by accessing the browser’s help feature, you can
obtain information on how to prevent your browser from accepting all cookies or to notify you when a cookie is being sent. If you choose not to accept these cookies, your experience at our website and other websites may be
diminished, and some features may not work as intended.
We also collect information when you voluntarily submit it to us. Throughout our website, we may provide the opportunity to register for an event, complete an
application, order a white paper, or participate in an online survey. When we collect this type of information, we will notify you as to why we are asking for information, and how this information will be used. It is completely
up to you whether or not you want to provide it.
What other information does The CFS Group request?
We may also request your e-mail address or mailing address for the purposes of conducting a survey, adding you to our mailing list or by your request have
someone contact you for additional information. Whenever we request the identity of a visitor, we will clearly indicate the purpose of the inquiry before the information is requested. We maintain a strict “No SPAM” policy,
which means we do not intend to sell, rent or otherwise give your e-mail address to a third party, without your consent. If you are a member of our mailing list, you will be contacted with announcements, news, portfolio additions,
and new products or services. You have the option of “Unsubscribing” from our mailing list at any time, thereby disabling any further such e-mail communication from being sent to you. If you wish to have specific communications
with a member of The CFS Group, you will be required to provide specific information that will be routed to the appropriate contact within The CFS Group.
How do we use this information?
We analyze it to determine what is most effective about our website, to help us identify ways to improve it, and eventually, to determine how we can tailor thecfsgroup.com
to make it more effective. We may also use data for other purposes, which we would describe to you at the point we collect the information.
Will we share this information with outside parties?
We generally do not share information with outside parties. We may partner with one or more third parties to provide specific services. When you request these services, we will share names or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose
of providing these services, nor do we grant these companies any independent right to share this information.
We will not rent or sell individual information and will share it only with our Affiliates, advisors or
partners as needed to provide services to you.
The CFS Group will disclose your personal information or any of its log file information when required by law or in the good-faith belief that such actions are necessary
to:
a. comply with a legal process or subpoena served on The CFS Group, provided however we will give you notice of any such event;
b. comply with applicable federal, state or other governmental
statutes, rules or regulations;
c. protect and defend the rights or property of The CFS Group or it Affiliates, or third parties who use the The CFS Group website;
d. identify persons
who may be violating a federal, state or other governmental law, rule or regulation or the rights of third parties; and
e. cooperate with the investigations of purported unlawful activities as required by law.
The CFS Group uses reasonable precautions to keep the information disclosed to us secure. We are not responsible for any breach of security or for any actions of any third parties that receive the information. This
privacy policy applies solely to thecfsgroup.com. The CFS Group also provides “links” to a wide variety of other websites on the Internet. We are not responsible for their Privacy Policies or how those websites manage
information about their users. We strongly urge you to check with those websites to determine their privacy policy.
What about sensitive personal data?
We do not generally seek to collect sensitive personal data through this website. If we do seek to collect such data, we will ask you to consent to our
proposed uses of the data. We may also collect some sensitive personal data incidentally. By providing us with unsolicited sensitive personal data, you consent to our using the data subject to applicable law as described in
this Privacy Policy. The references to “sensitive personal data” are to the various categories of personal data identified by data privacy laws as requiring special treatment, including in some circumstances the need to
obtain explicit consent. These categories comprise personal identity numbers, personal data about personality and private life, racial or ethnic origin, nationality, political opinions, membership of political parties or movements,
religious, philosophical or other similar beliefs, membership of a trade union or profession or trade association, physical or mental health, genetic code, addictions, sexual life, property matters or criminal record (including
information about suspected criminal activities).
Do we give you access to your information?
You are entitled to know whether we hold information about you and, if we do, to have access to that information and require it to be corrected if it is inaccurate. You can do this by contacting us via our Site Administrator at info@thecfsgroup.com or by mail at 54 Broad Street, Suite 303, Red Bank, NJ 07701.
What about data security?
We take appropriate steps to maintain the security of your data on thecfsgroup.com. You should understand that the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended.
What about changes to this Privacy Policy?
This policy may change from time to time, and any changes are binding on you. We encourage you to visit this website from time to time to review the most updated policies. Any changes to this Privacy Policy will be posted on this page so that you are always aware of the information that we collect, how we use it, and under what circumstances we disclose it.
If you have any questions about this privacy policy, the practices of this website, or your dealings with this website, please contact us via our Site Administrator at info@thecfsgroup.com or by mail at 54 Broad Street, Suite 303, Red Bank, NJ 07701.