We've kept our promises since 2000...
We’ve solved large problems and saved our clients large sums of money by taking a different approach. We’ve studied “the wise use of leverage” by generations of wealthy families. It has been proven that when used properly and with key safeguards, “intelligent leverage” will increase the probability of success AND save significant cost in the process; all without increasing risk. In fact, our proprietary programs have been stress tested through two of America’s most severe financial crises - the Great Depression and the High Interest Rate 1980’s. These tests yielded a 98% probability of successful outcome.
Question: Why did you take on a mortgage to buy your first home? Because through financing (leveraging an appreciating asset) you were able to afford a bigger home to meet the needs of your
family.
Likewise, the wise use of leverage can work exceptionally well to reach critically important financial goals and will save time in achieving them.
Question: Why did you take on a mortgage to buy your first home? Because through financing (leveraging an appreciating asset) you were able to afford a bigger home to meet the needs of your
family.
Likewise, the wise use of leverage can work exceptionally well to reach critically important financial goals and will save time in achieving them.
The CFS Group Team
Certified Financial Planner Bruce N. Haydu
Bruce is a founder and managing partner of two companies. The CFS Group is a national life insurance general agency specializing in a differentiated “best-in-class” premium finance program for individuals with net worth in excess of $10 million. Financial Design & Management, Inc., is a company dedicated to financial and estate planning since 1988.
Attorney & Certified Financial PlannerFederick C. Veit
As an attorney and CFP with a background in business and estate planning, Rick focuses on advanced business succession planning and estate preservation techniques. Rick is a lecturer and seminar leader on estate planning and legal matters, having taught in over 50 cities nationwide.
Key services we provide
Consulting
We evaluate your personal financial situation.
Solutions
We plan and implement financial products and tools to solve problems and preserve wealth.
Success
Protection for your family, tax advantages, cost savings.
Plan for
the future
CFS provides life insurance procurement solutions, integrating said solutions with tax-saving strategies, asset protection, liquidity planning, leveraged employee benefits for retirement, and charitable planning.
Always delivering
positive change
Quickly cultivate optimal processes and tactical architectures, completely iterate covalent strategic theme areas markets.
Value Proposition
You have worked hard to achieve success, but you may not have put away enough for retirement, fortified your most valuable business asset - your key people; or sufficiently protected your estate from taxation. CFS provides the lowest out-of-pocket cost life insurance solutions, integrating said solutions with tax strategies, asset protection, liquidity planning, leveraged employee benefits for retirement, and charitable planning.
At CFS we offer proven and stress-tested, best-in-class, customized, turn-key strategies in the very narrow space of premium finance (asset backed insurance lending). A strategic partnership with us will enable you to take advantage of these cost-saving solutions:
At CFS we offer proven and stress-tested, best-in-class, customized, turn-key strategies in the very narrow space of premium finance (asset backed insurance lending). A strategic partnership with us will enable you to take advantage of these cost-saving solutions:
Reduce or Eliminate Estate Tax
Eliminate out-of-pocket cost and estate tax risk through innovative financed insurance
Philanthropic & Endowment Strategies
Provide enhanced philanthropic and endowment strategies
Attract & Retain Key Employees
Offer businesses ways to attract and retain the best key employees by offering supplemental executive benefits using 3:1 leverage
Build the Balance Sheet
Offer C-Corps and Non-Profits an innovative executive benefit, while adding a safe, alternative asset class to the balance sheet
Revitalize Family Trusts
Revitalize family trusts and foundations
Annual Reviews & Reports
Receive annual reviews and reporting supported by a back-office staff of 25
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Get in touch with us. Start your journey maximizing your retirement strategy while utilizing the tax saving advantages available to you. It's time to plan for the future
Our Services
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How Can We Help?
Get in touch with us. Start your journey maximizing your retirement strategy while utilizing the tax saving advantages available to you. It’s time to plan for the future!
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